Financing Your Education
Baylor College of Medicine is the least expensive private school in the nation.
Our students graduate with less debt.
- Public medical school average debt: $188,730
- Private medical school average debt: $209,367
- Baylor College of Medicine average debt: $106,344
Source: AAMC Debt, Costs and Loan Repayment Card 2018
To help students with the cost of medical education, Baylor offers financial assistance through federal and institutional loan, scholarship and work-study programs. The Office of Student Financial Aid assists students with the application process and determines their eligibility for these programs.
Direct Expenses
The following tables show the direct expenses that are billed to students attending Baylor College of Medicine. All charges are divided between Fall and Spring semester billing unless otherwise indicated. Tuition and fees are subject to change. View descriptions of medical student fees.
Students are required to participate in the student health insurance plan offered by the school unless they are covered by a comparable plan and have received approval for a waiver by the Human Resources Office.
The determination of residency classification for tuition purposes is governed by statutes enacted by the Texas Legislature and rules and regulations promulgated by the Texas Higher Education Coordinating Board. Student applicants are classified as either a resident of Texas or a non-resident for tuition purposes based on information provided in their admission application. Current students who were classified as non-residents and wish to be reclassified as Texas residents should refer to the Office of the Registrar's web page on residency determination.
| First Year | Second Year | Third Year | Fourth Year | |
|---|---|---|---|---|
| Texas Residents Total: Tuition+Fees+Insurance | $27,954.75 | $28,116 | $27,909 | $27,782 |
| --Texas Residents - Total Billed in Fall: | $14,437.75 | $14,345 | $14,241.50 | $14,053.50 |
| --Texas Residents - Total Billed in Spring: | $13,517 | $13,771 | $13,667.50 | $13,728.50 |
| Non-Resident Total: Tuition+Fees+Insurance | $41,054.75 | $41,216 | $41,009 | $40,882 |
| --Non-Residents - Total Billed in Fall: | $20,987.75 | $20,895 | $20,791.50 | $20,603.50 |
| --Non-Residents - Total Billed in Spring: | $20,067 | $20,321 | $20,217.50 | $20,278.50 |
| Texas Residents Tuition | $19,425 | $19,425 | $19,425 | $19,425 |
| Non-Residents Tuition | $32,525 | $32,525 | $32,525 | $32,525 |
| Health Insurance ($468.25/month) | $5,150.75 | $5,619 | $5,619 | $5,619 |
| Long Term Disability Insurance (Fall Only) | $520 | $520 | $520 | $520 |
| Matriculation Fee (Fall Only) | $628 | |||
| White Coat Ceremony Fee (Fall Only) | $87 | |||
| Student Class Fee (Fall Only) | $100 | |||
| Lab Materials Fee | $131 | |||
| Curriculum Resources Fee | $1,124 | $1,873 | $1,666 | $1,290 |
| Documentation Fee | $100 | $100 | $100 | $100 |
| Academic Success Center Fee | $150 | $150 | $150 | $150 |
| Educational IT Fee | $375 | $265 | $265 | $265 |
| Malpractice Insurance | $12 | $12 | $12 | $12 |
| Student Activities Fee | $60 | $60 | $60 | $60 |
| Student Services Fee | $38 | $38 | $38 | $38 |
| Yearbook Fee (Fall Only) | $54 | $54 | $54 | $54 |
| Graduation Fee (Spring Only) | $249 |
International students are assessed an annual Visa Fee each fall. F-1 Visa: $75. J-1 Visa: $100.
| Research Year | |
|---|---|
| Texas Resident Total: Tuition+Fees+Insurance | $25,878 |
| --Texas Residents - Total Billed in Fall: | $13,226 |
| --Texas Residents - Total Billed in Spring: | $12,652 |
| Non-Resident Total: Tuition+Fees+Insurance | $38,978 |
| --Non-Residents - Total Billed in Fall: | $19,776 |
| --Non-Residents - Total Billed in Spring: | $19,202 |
| Texas Resident Tuition | $19,425 |
| Non-Resident Tuition | $32,525 |
| Health Insurance ($468.25/month) | $5,619 |
| Long-Term Disability Insurance (Fall Only) | $520 |
| Malpractice Insurance | $12 |
| Yearbook Fee (Fall Only) | $54 |
| Student Services Fee | $38 |
| Student Activities Fee | $60 |
| Academic Success Center Fee | $150 |
The Research Year for the Medical Research Pathway is completed between the second and third years of the medical program.
Descriptions of Medical Student Fees
The following table describes the use of fees assessed to students in the School of Medicine. Some fees are only assessed to students during specific semesters of the program.
| Fee Name | Description |
|---|---|
| Academic Success Center Fee | Supports Academic Success Center (formerly Educational Resource Center) use of computers and training. |
| Curriculum Resources Fee | Covers student materials including study aids, up-to-date software, BLS/ACLS/PALS, and USMLE books. BLS, ACLS, and PALS will be required as part of the medical student curriculum. o BLS initial will occur in the MS1 year. o BLS recertification will occur in MS4 year. o Either ACLS or PALS will occur in MS4 year. |
| Documentation Fee | Covers all transcripts distributed while a student is enrolled and after graduation. The fee also includes the original diploma at the completion of the degree program. |
| Educational IT Fee | Supports IT facilities and improvements at the college. |
| Graduation Fee | This fee is applied to expenses associated with the graduation ceremony. |
| International Fee - F1 or J1* | The fee is charged to cover administrative services that support our international students. |
| Lab Materials Fee | Anatomy lab & lab reviews. |
| Matriculation Fee | Off-site retreat and on-site orientation for entering medical students. |
| Student Activity Fee | Supports medical school organization and Student Senate activity expenses throughout the academic year. |
| Student Class Fee | Supports entering class activities throughout first through fourth academic years. |
| Student Services Fee | Supports student-centered events, programs, activities and resources that are specifically open to all students such as the BCM LIFE program in degree granting schools at Baylor College of Medicine. |
| White Coat Ceremony Fee | Applied to expenses (venue rental and misc. expenses) associated with entering student ceremony, which signifies the rite of passage for BCM medical students, as they don their white coats and take an oath asserting their commitment to the very highest standards of ethics and healthcare. |
| Yearbook Fee | For yearbook publication and printing costs. |
*Assessed only to international students based on visa type.
